It will only cash flow about $150/door/month, but I tell you this to point out that cash-on-cash returns are nice to analyze, but I am getting to the point that something that cant be an infinite cash-on-cash return at some point in the near future just doesnt sound that appealing.  

It sounds like you’re being quoted on commercial loans. 

Definitely would consider both, but the cash flow does sound quite tempting :) 

It sounds like you have a solid plan with house hacking and using an FHA loan!

It sounds like you want their knowledge, but in what areas do you feel you are lacking?  

Sounds like.

We have a direct engagement with the manufacturer of Helix Mattresses and we have been using this as a perk to our clients who are either coming onboard with new properties or for clients in need of upgrade or replacement. 

I will be blunt and tell you that it sounds like your approach is a bit naive.

At best it sounds like you broke even and made the money strictly through principal paydown with no appreciation above your costs unless you had some pretty good cash flow. 

That's what I am doing...Sounds like I am on the right track!