All they need to care about is where you send your checks or electronic transfers.

We have notified our HOA that we are no longer comfortable allowing unconditional access to our home and we are installing electronic locks on our unit to ensure our safety and the security of our property.

(I'll be corrected quickly if I'm wrong ;-)Equator (used to be called REO trans.com) is a new or revamped electronic system or "platform" that BoA and other institutions are using to try to help "streamline" the processing of Short Sales..From what I'm reading though, BoA has not gotten the hang of it yet and it hasn't made things any better yet...but maybe if they get it going properly it will help with SS's..

I thought I had it nailed playing spot price and buying in the late spring and selling in the late fall when electronics manufacturing for Christmas ramps up and then rebuying in late spring.

Their electronics company went backwards, the franchise didn't perform and their 900K home became worth less than the loans.

Google RDM Industrial Electronics for reman car wash equipment.

I can't say I'm as old as you are or that I know how you feel but I had quit my job as an electronics engineer when I started making more at my business.

If you and your agent get set up with electronic contracts, it shouldn't take the agent more than a couple of minutes per offer.

My Realtors bring me the deals, collect all the paperwork, have the sellers sign my processors 'Arms length' transaction docs(meaning they're just negotiating the deal, no biggie, don't get caught up b/c I used a term you may not be familiar with) and then they send me the purchase contract to sign(usually via email and electronic signature so I don't get carpal tunnel) and then they actually put the property on the MLS for me instead of the original seller to find a buyer while the processor is negotiating.

Now bpo's are the crack cocaine for struggling broker/agents trying to feed their families.I know some that make 10k to 14k a month doing volume.Then there are the majority who do say 10 to 20 a week and if they didn't have orders from being click monkeys online they would be out of the business.You have others such as myself that might do now 4 to 5 orders a month just for kicks.I only do them for long standing clients who will pay me my fee.Now when we do a report now used to some brokers/agent would send out others to inspect the properties or take pictures.Now many mills have electronic signatures at the end of the bpo's stating you have visited the property,taken the pics,and valued yourself the property at hand.So when a broker/agent goes to do a interior bpo they might do them full time with thousands a year,they might be a brand new agent who got in with a mill and can be influenced,or they might be an agent in between who knows values but will at least take your papers to see if you are just puffing or have valid properties to consider.Where many agents mess up is the estimated repairs which can cause the bpo to come in high.Also may agents falsely believe if they value the property high it will foreclose and they will get the listing from the bank.The departments are separate and have nothing to do with each other.Occasionally an AM will see the agents name on the report and they might pick up business that way.I have seen investors show up at properties and tell the agent if they get the value to come in at XX then they will rehab it and give to the agent when they resell it to make a commission.Hope this helps