I was going through the checklist PDF provided by Hayward city (https://www.hayward-ca.gov/services/permits/accessory-dwelling-unit) and one of the requirement says Are you the property owner and do you reside on the property?

The next targetAs the IRS and the others ramp up their safeguards, identity thieves are now targeting tax professionals, human resource departments and payroll officers to get more data – such as copies of W-2 forms – to put together more authentic-looking tax returns that will slip through the defenses.The group is working to alert those professionals as well as continuing to warn taxpayers as well.

I can't say enough of how appreciative I am of having real live replies with more of a human connection.

But humans react differently to things they commit to in-writing.

Minimal Rental UseThere's a special rule if you use a dwelling unit as a residence and rent it for fewer than 15 days.

That's human nature Every single tenant in America begrudges every penny of their security deposit.

There is plenty of private money that would lend 50 to 65% LTV so long as the collateral is decent and you're a decent human being.You should also consider encumbering that property for asset protection

Whomever owns the property/building may be able to get a vacant dwelling policy to get you to the closing. 

I can only speak in regards to Minneapolis, but a conversion fee is described by Minneapolis as a type of inspection fee: “When a dwelling is converted to rental property or has not had a license for the past 12 months, it must be inspected for compliance with the Housing Maintenance Code.

Abandonment of the dwelling unit shall be deemed to have occurred when: [...](3)All persons entitled under a rental agreement to occupy the dwelling unit have been absent from the unit for a period of 32 days, and rent for that period is unpaid.Especially in class c/d, when they're gone, they're gone.