There have been some recent posts about investors that had their property burned down and insurance wouldn’t cover it because it was determined the batteries were not working in the smokes.

does anyone know of a general formula to determine multifamily insurance cost per unit?  

Prices aren't just determined by list price. 

That said, there is a break even point to determine that and I do not know your financial situation now.

Though when it came up last year with my client it was determined that you can easily use the county declared state-of-emergency as proof that there was a hurricane.  

Petersburg area in FL (also looking a bit in Sarasota), and upon some initial digging, we've determined that these could be potentially solid areas to start our real estate portfolio.

Determining whether or not this is the case takes a long discussion.7.

Look at the rentals of each and determine what features you'll need to command that rent.

Everyone could do it, It’s a “mental” approach, either you incorporate it or you don’t.

But here's where it changes: The definition specifies that "The choice of specific adults comprising the single non-profit housekeeping unit is determined by the members of such housekeeping unit rather than by a landlord, property manager, or other third party."