Hey @James Rowe, here's a checklist I use:https://docs.google.com/spreadsheets/d/13yRo15uhzVS6Luk0YIBQZG16Tcm1b2V4NfCDetcP7ek/edit#gid=0You can get a sense of cost by adding up whatever you need or want to offer.

NYC is not even a consideration in any sense.

It makes more sense to seek out an honest and experienced real estate broker in the surrounding area, rather than directly in that specific location.

This made sense when I could lower my interest rate and still cashflow on the investment property I refinanced.

Asking for a POF or commercial pre-app for photos also doesn't make sense to me because what's the big deal of just making the Google folder available, especially to someone on here who you can see has a full profile and business?

Hopefully it makes sense!

She sensed he was there. 

As I understand, rumors have abounded for years about gentrification across the river from downtown but this year people seem to speak of it with a sense of credibility.

I didn't say you can't refinance the loan, only that it may not make sense.

If you think it might help to talk more, just give me a shout... always happy to help a fellow investor make sense of things.- Jasper / Pat AboukhaledTurning investment visions into reality in Phoenix, AZ - Ranked #1 for residential real estate growth and opportunity by PwC