Would you all feel comfortable or is it safe to have a mortgage on the property if the value is just the land at the beginning of the build?

Thanks.Go to meetups, as many as possible and network with other investors so you get comfortable and make some good connections.

Tell them that you'd like to call through their oldest, worst leads to get comfortable talking with people - can I help with appointment setting?

Get out of your comfort zone.

Get out of your comfort zone.

Make sure you feel comfortable with the lease terms in case someone does need to be evicted and review the policies of Oxford House or anyone else you might rent to.

At that point you can decide if you want to max out on your first property or be conservative and just borrow what you feel comfortable based on the payment.

If you bank at a retail bank it's likely that you could pull a cashier's check to provide  certified funds.As to the wisdom of using other people's money (that you are solely responsible for) you'd better be comfortable with repayment even if things don't work out as planned.

Get out of your comfort zone.

Enhance the outdoor space with a BBQ grill, comfortable seating, and a dining area.