We stick to high quality neighborhoods and homes and are doing really well with it.

You can do a cash out refinance and pull equity out that way.

Banks do not like them.

Also, contacting neighbors is not standard practive for PMCs, so how much extra are you willing to pay your PMC to do this?

It was a great investment.

If you do not have something kind or helpful to say please refrain from saying anything at all. 

@Mindy PerryReally doesn't matter what software you pick as long as it has the features you want.Two biggest challenges with ALL software:1) None are perfect, so deal with the tradeoffs2) Most users rarely put in enough time to really understand how to utilize the software.

If my boy turned 18 on April 1st - does he escape FICA for the first 3 months of the year and starts paying it from April forward? 

My question is do I go forward with purchasing the property and deal with the higher insurance and potential hazard or is it smarter to walk away?

Run the numbers you may do better long term or renting as a whole unit.