Late paying tenants are often average tenants.

It is very hard for the average person to understand and keep track of the nuances of lending since guidelines, rates, leverage, change very often. 

Also, since you like Sherwin products, their Superpaint works pretty well for this type of application.

Average days on market is hovering around 125. 

Do you know that most people have about $1k in their bank accounts and the average american has about $5k in CC debt… You are doing well my friend and time you appreciate yourself for it!  

Like everyone said.Grab up @Avery Carl's first book - https://store.biggerpockets.com/products/short-term-rental-l...Then grab her next book which is available for pre-order - https://store.biggerpockets.com/products/smarter-short-term-...Seeing as you are new the STR business, these are great books to grab up and read.

I have about $1000/$1500 a month disposable income and need to do something productive with my life.

The average home takes 3 price reductions before going under contract.

What's the average commission in the zip code offered?

Buying distressed & fixing yourself gives you the full intel on the quality of your product, buying 2 rather than 4 you can pay for better locations, then having reserves gives you a healthy peace of mind.