At only $31,000 per door, most lenders don't have an appetite for this because their note purchasers are not interested in the possibility of a reno, major property upgrades, essential a rehab budget that could easily triple in size from underestimation.Please let me know if you have any ideas.

Current appetite is...it depends.

@Will Ward - generally, outside of seller financing, the common types of debt available for MHPs are:Local & Regional Banks or Credit Unions - You can find out which banks have an appetite for mobile home parks by asking the MH/RV brokers in your area, networking through your state's manufactured housing association or other parks owners in your area like @Rachel H.noted above, or simply obtain list of the smaller banks in your area/region and call them to see if they have lent on parks in the past.

Personally, i don't think i'd be comfortable with that, but everyone's risk appetite is different. 

Different lenders have different appetites for HELOCs, some will make them on primary residences only, some will do first position while some will not (meaning on a paid off house).

You will want to shop multiple lenders as they all have different appetite for these loans. 

Each lender will have a different appetite for lending, they are not all the same. 

I was told that 75% ARV is what lender's appetite is for this type of loan if we're using a conventional loan right now.

With the aggressive fire suppression over the last 100 years the west is seeing dramatically LESS acres burned every year than the historical average.

Even there, a variety of banks/credit unions will pull your credit and not actually have an appetite for lending on investment property.