The insurance lobby is second only to medical/drug lobbyist in the amount of money they spend.

There were tables in all romms with coffee, tea, water, morning donuts, afternoon snacks, so we were always fed.Happy hour was about 5:30 to 7:00 or whenever, no booze provided, but soft drinks were (cash bar) Vendors were welcome and were in the lobby and designated areas.

Excellent thoughts Dion.Most every word we are in agreement on, I'd say I didn't fully explain some issues such as those you skipped over.Frankly, I'll bet the bank lobby is popping the corks and toasting over the limitations to private money being in the loop.Dion, you were reading my mind as to a centralized or at least organized processing and origination aspect.

However pets were banned from the lobby a while ago. 

By purchasing it, I would own the entire mountainside, and could offer joint bookings to access those looking for 8+ bedrooms, connect them with hiking trails, and offer amenities that complement one another (i.e. home theater in the larger one, different types of games, etc.). 

(No Enron, Worldcom, Healthsouth, Bernie Madoffs, etc, etc, etc, etc, in my past.)Finally, The “best and brightest” in DC mess with simple concepts frequently to maximize taxes on those with insufficient resources to mount an effective lobbying effort...so for reasons they alone can fathom, something above may have been arbitrarily deemed illicit.

@Rory Kinnear, are you lobbying for laws that force grocery stores and restaurants to give away food, or for mechanics to fix cars free, or for auto dealers to give away cars?

, do your research, and lobby your loan officer/underwriter for an override/adjustment.

Some good advice and suggestions above.Keep in mind that lots of people PAY for tickets to events like sports and concerts and theater, and don't go even though they paid.

There would be no insurance requirement at that point.Wouldn't they lobby heavily against it??