A lot of rehab lenders will account previous reno expereince when it comes to terms.

Now take short-term AirBnB properties like one of mine in Miami.

Hard money loans can be an option, but they often come with high-interest rates and short repayment terms.

Im self employed, roughly make $130k gross anually, 1099 NEC , no debt at all, 740 credit score.  Want to get a loan for $250k in AZ

Got paid for it and really enjoyed it, but that same amount of effort if done for us would have taken us to some really lofty levels.My friend is extremely happy.  

Mean while i would be building equity, and if rates do lower, or when the term ends, could refi for better rates and then maybe cash flow.My questions are:Is this too naively optimistic?

The strategy there is more about long-term appreciation since cash flow can be razor-thin.

This is my first section 8, but been doing other long terms for awhile but starting to see a real opportunity in voucher housing with the back log of qualified people waiting for housing. 

I’ve been working with several lenders for DSCR loans, but I’ve found that the fees are quite high, with minimal benefit in terms of lowering my current interest rate.

I have a house that’s a long term rental upstairs and a medium term downstairs.