Having wonderful tenants and then having new ones that call over and over makes it hard to sleep, for me anyway. 

He stays in his room sleeping for 3 days supposedly from taking Ativan.

Headline: Riptide pulls sleeping drunk FL MORTGAGE BROKER out to sea

Oh yeah, the answer to the riddle:  "Can I sleep over in the property until the job is done?"

It is up to the Trustee to determine if your offer price is sufficient, that requires an appraisal, and the Trustee has to assure the court that they have not given you preferential treatment.

We keep separate income/expense records on each property in Excel, which is sufficient for tax purposes.

I don't have to call you and find out you are having a family dinner that day and your daughter is having a sleep over the night before and we have to reschedule.

I don’t know that there is a defined policy stating how frequently you have to physically occupy the property or how many nights you ha e to sleep there - maybe you like to go camping a lot, or maybe you travel for work, but you do have to call the place home for a while...

Tenant placing rent monies in the mail is not sufficient for rent to be considered paid.Basically, I want them to pay with Cozy and expect they will. 

You might be able to improve that rate a tad bit using one of the newer residential mortgage programs that base it purely on the property's own cashflow (some of them will go as low as 1.1 DSCR whereas pure commercial wants 1.25), but the improvement wouldn't be sufficient so as to be worth the hassle/fees/costs/etc, knowing that you're just going to be doing it again in a year or two when you have sufficient 1099 longevity to get a Fannie loan.