Think how difficult it is to get a 1 mil stock portfolio compared 1 mil real estate portfolio in retirement.

This also has the benefit generally of paying a lower marginal tax rate throughout your years of saving for retirement.

Not sure what either of you (@Jonathan Bock @Chris Seveney) are referring, but I had general questions and I appreciate @Tyler Warrick for addressing them.As a retired service member and current executive, I've owned many homes, but never more than 2 at a time.

When he retired, I decided to do my own flip.

I have invested my life savings in real estate to earn a living, save for retirement and build wealth for my family. 

My in laws lost their entire retirement savings because their underwriting was too aggressive and they bought several properties most of which ended up with negative cash flow.I am not against refinancing or using a HELOC to buy a property, but The market right now is a property will give you close to zero cash flow (80% down) then you’ll need to come up with another $750 a month to pay down the HELOC and come up with probably another 5-10k in reserves in case the furnace breaks or tenants trash your house or…   Without knowing your financially situation, You are probably better off getting a second job for a year or two to save up for a downpayment then using a Heloc.

🤔💡**Access to Cash Value**Why limit yourself to banks, savings withdrawals, or retirement account loans when you can use your policy's cash value to fund diverse deals like fix-and-flips, rental properties, commercial ventures, land development, and REITs?

This expansion is being driven by the growing need for senior housing in the state, particularly to accommodate the Baby Boomer generation. Duncaster is confident that this expansion will allow them to better serve th...

As we get to retirement I expect our expenses to reduce for example today we have a home mortgage in retirement I would expect to pay that off. 

Living off of income is for people at retirement age.