The house, built in the early 1900s, was outdated and required major renovations.

So I require skin in the game (average is 5% to 15%) to offset this.

Exploring FHA loans makes sense for a low down payment, but keep in mind the competitive market may require some flexibility.

This would obviously require you partnering with an investor that you trust. 

Should you decide to shift your requirement focus the above suggestions would be a good place to start.

Building back utilities can increase your income, but it requires careful planning and execution."

Depending on what the issues are with the credit scores I might consider lowering my credit requirements.

While my budgets are strong, they still require manual adjustments, and I’m looking to automate this process for greater efficiency.My background in technology and AI—along with my experience running a publishing house—has taught me the value of scalable systems.

California's SB 721, known as the Balcony Inspection Law, requires multifamily property owners to inspect exterior elevated elements (EEEs) like balconies and decks.

The issue is, I'm not sure if my income will be enough to cover 2x the monthly mortgage payment that most loans require.