Questions:- Commercial Loan - what are the best terms to target?

Never used a DSCR loan in the past and have always understood those rates to be higher by a point or two in most cases. 

Investment Info:Single-family residence hard money loan investment.

@Rae Chris, finding a "0% down" loan is hard, if not impossible today, even with your first property as collateral.  

Positive cash flow and low interest, i assume, long term loan is an enviable position that with time will produce larger cash flow.  

you do not want software its too expensive - you will want to use a third party loan servicer.

Did a DSCR loan after 6 months to pull the bulk of the cash back out.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

The hard money loan interest rates scared me, renovations were going to go over, ARVs probably overestimated, got out of it.

The way I'm looking at it, if my spouse and I only do employer matching for the 10 years we would have more than enough in there and still 10 years out from being able to access it.I do plan on doing 401k loans for deals if the numbers check out, and I've considered rolling over some of our 401ks into roth IRAs to access our contributions but we'd have to pay taxes out of pocket (a big hit to cash flow) and we couldn't touch it for 5 years.