And if their credit is trashed and they fail to qualify for a new place, then what?

Now, a buyer agent, can greatly reduce their workload with a buyer by qualifying the buyer and being as detailed as possible to better target what the buyer is looking for.

If I have a boyfriend and girlfriend who are both applying to be tenants, one qualifies and one does not (low credit).

At that time, it is the only house I was qualify to purchase How did you find this deal and how did you negotiate it?

I don't qualify for any more conventional loans so now I need to go the commercial route.

Bait and Switch is offering a loan program knowing that will not be the qualified program.

Future rental income is not able to be used.Keep in mind that retirement assets (401K, IRA, etc) are eligible towards reserves, and so are any other investment accounts.Rental income is only used towards the income portion of qualifying, not towards assets.Hope that helps. 

But now, you have defeated the reason for doing the  Subject To and have become a lender to someone who probably doesn't qualify for bank financing.

You qualify as REPS already, so any rental investment can wipe out your taxes.

But now Kamala is going to give 25K to people to qualify for a house, so a lot of brainless people will vote for her.