It's terrifying to think how fast it can spread with that kind of force behind it.

(normally recommended, especially if you are a landlord)- Water Backup: For water damage due to the backup of Sewers or Drains.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelry, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report).

Is there anyone out there that has insight to this?

I am considering a 12 unit multifamily property in my home market of Harrisburg, PA. 

While leasing is the front door to maintaining a property’s occupancy, renewing tenants is the back door.

I see mostly out of state or out of country investors working with New Western in Birmingham because they don't have the knowledge of the city and surrounding areas.

Is getting a cash out refinance a better way to do it instead of getting a HELOC?

By purchasing a multi-unit property, living in one unit, and renting out the others, you can cover your mortgage payments and start building equity while gaining rental income.

And yes, I understand that they do not have to notify us if the note is bought out.

If you cash out equity in a property, you are "borrowing" that money from the lender.