We have made numerous offers following conservative guidelines (BP calculators, 1%, 70% rules, etc) and have not had our offers taken seriously.

I am active duty Air Force at Hurlburt Field, also a realtor.

I was 22.... and way too eager to prove myself.I sat in a hotel room in the Old Market, called up numerous banks and realtors, ready to go out there and stake out a piece of something for myself.

I ran the Transunion SmartMove background check with credit report, criminal history, and eviction report and it came back clean, but had to reject two other applicants after their SmartMove scores came back low for low credit scores and numerous pre-eviction filings at local courts.  

A simple google search should show you where that is and who runs it.Other than that, simply being on BP can lead to great knowledge of the business and how it works n your field. 

So I am new to the site, and thought I would get some feedback regarding the lending process and flips.There are some creative ways and I would love to hear from people on their experiences.I have been involved with numerous flips, but I am looking to now do my own.

Let me know if you'd like for me to get you set up on that.As for meetups, a few other local BP members (Tim Gordon) and I host a free event each month that meets at an active investment property and reviews the pertinent details of the deal and helps t explain numerous facets of REI.

So I really was able to get a great education paid for by my employer :) I left there for another job in a related, but dissimilar field but knew fairly soon after starting that I needed to aim for something else.

Welcome to the BP site @Allana Alexthere are plenty of educational information here: Videos, Podcasts, and numerous guides. 

I have read about this "net passive loss allowance" in numerous articles and it has never made sense until now.