Even if you own in cash, utilities, insurance, and taxes cost you money every day you hold.

Always let the seller know verbally as well as include it in the Purchase Agreement that they WILL be responsible for Title insurance and any related fees, as well as any back taxes owed.

The long-term impact won't be known for a while as investors, homeowners, insurance companies, and the like make changes in the coming months and years.I believe that the Tampa Bay Area will continue to be a good market overall as the foundations are solid. 

When you borrow from the insurance company, it is a loan against your Cash Value.

In Austin, I know Horizon Bank has been open to more creative financing strategies too, so it’s worth checking with them.One thing to keep in mind is that the terms can vary wildly depending on the institution, so I always recommend reaching out to a financial advisor who’s well-versed in life insurance-backed loans before pulling the trigger.

From what I remember, they addressed all concerns such as insulation, insuring them, or anything else that might come up without relative problems.

And that doesn't account for taxes, insurance, maintenance costs.

I suppose it is possible to do it yourself but do you really want to close on a property without title insurance?  

Depreciation helps reduce the taxable rental profit, potentially bringing it to zero or even creating a loss, which can carry forward to offset future rental income or other capital gains.For high wage earners, other tax strategies could include leveraging cost segregation studies to accelerate depreciation on rental properties through bonus depreciation, taking advantage of tax-deferred exchanges (like a 1031 exchange), or maximizing deductions related to property expenses (mortgage interest, property taxes, insurance, repairs, etc.).

This is what the site is made for, as well as for insurance displacement, travel nurses, etc.