You need to be careful on. the line of fraudulent vs aggressive.

Foreclosing after 2 years isn't the easiest and is a gamble.  

If you are looking to live in the property for a period of time then sell after hoping ("GAMBLING") for appreciation admit that to yourself.

After reading a bunch of other forums on BP, seems like it's not worth the cost to take the seller to small claims court and it's a long shot to prove they were intentionally being fraudulent. 

Second you could buy for appreciation if you ran the cal and you lose idk 200 a month but next year you break even and the year after you make 200 in a highly appreciating market it could be worth it but it is a gamble.

This will make some things annoying as you won't be able to apply for new loans/ccs without "unfreezing" the report, but it will stop 90% of the fraudulent activity in its tracks.The FTC has all the info and links for you: http://www.consumer.ftc.gov/articles/0497-credit-f...Make sure to do it at all 3 (Experian, transunion, equifax)Also, have the attorney pay for a credit monitoring service, and tell him he's going to have to reimburse you for time lost.

It's a trendy section and the area has plenty of potential, but Asbury Park as a whole still has its problems and could be a gamble. 

However, if your goal is to get around the redemption period on a tax title deed, I caution you as to any deceptive consumer practices.Indiana is a property judgment state and has stringent consumer protection laws as to material misrepresentations, unconscionable and fraudulent acts.

The carve-outs typically concern fraudulent behavior on the part of the sponsor.The co-signers on the loan can be sponsor/partners, investors, or unrelated people who you compensate to "borrow" their balance-sheet.

Yes, I completely agree that relying on appreciation alone is usually not a good investment but more of a gamble.