With a promotion of Navy Federal will pay for closing cost and appraisal if needed.

The government knows this more than anyone else. 

@Vasudev Kirs typically, the credit provider will want to hold a PERSON responsible for following all federal statutes regarding the use of a background check - even if you have an LLC.Regarding @Mekkel Blanchard comments about using your name or company name - NOTHING positive about a tenant knowing you are the owner.

You mention garbage, but in my area sewer is also a common utility provided by the government which a landlord would want to include in the rent and pay directly.

RESPA also prohibits sellers of property that will be purchased with a federally related loan from requiring purchasers to use a particular title company. 

I'm also pretty sure that 2 of the tenants are getting government assistance and I think they are longer term tenants.After taxes, insurance and with the owner paying for heat and water the owner claims it is netting $20,000 per year.

I worked in local government for many, many years and know that there can be many layers and getting to the right person is critical.

It's a way to show empathy while also setting clear expectations for how rent can be caught up.Look Into Rental Assistance: There might be some local government or nonprofit programs that can assist tenants in these scenarios.

Maybe they're tired of investing in real estate and would rather put their money elsewhere. 30 years of tax deferral lets you hold onto the government's money for 30 years.

  #1 employer is the state government with the capital here, and the #2 employer is the Federal government with 3 military bases.