The problem is, that's not proper accounting because a credit card is a liability, and doing this workaround will reduce your assets rather than increase your liabilities, which totally messes up your balance sheet and debt-to-income ratios.  

if its a single family i can help

Quote from @Anthony Maffei: I purchased a two-family property in 2017 and now have around $500K in positive equity.

I would add that SFH airbnb market here is saturated BUT I believe there is still a robust market for larger homes for family gatherings and events.

@Dave Bobka @Justin Arnold So, if an investor is looking for a larger, family style home for a Section 8 tenant that is dependent upon public transit, this would be a great property, wouldn't it?

People think "friends and family" are exempt - WRONG.

(The Black Friday sale on the Bigger Pockets bookstore was where I did my own Christmas shopping so my family knew what to ‘buy’ for me!).

:@Joshua SmithWay to go in reducing the principal balance of your primary residence.

I was more interested in Fix and Flips or maybe even rentals for single family properties.

I'm currently looking to either buy a turn key multi-family or BRRRR a multi.