The biggest thing I'm noticing with this listing is the desirability of the neighborhood is extremely low.

I hardly rely on HUD properties to make a living as HUD opportunities in Metro Atlanta are extremely scarce, and I'm not trying to be BP's "King of HUD". 

I'm a hustler and I'm looking to get this working and before allowing anyone into my home just want to be extremely safe, professional and aware from all sides.

The plan was to gain more experience with a few more lower maintenance type single family deals before moving beyond that.I definitely don't understand the multifamily market, looking around, it looks extremely overpriced.

They are either really dumb and stupid if they think these claims are true, or they are extremely dishonest to manipulate their wording to trick the not-so-smart people into buying their crap).So pick one guys.

-The other properties, along with my wife's income provide enough income for us to live on if we live extremely frugally. 

I'd proceed with extreme caution - especially in a market like St Louis.

An umbrella policy is an extremely inexpensive way to protect yourself. $1M can be as low as $195/year.

I've learned that doing what you doing right now (posting on the forums) or just reading through the forums is extremely helpful.

Extremely simple to use and met my needs for saving and searching clients and property information.