You have two options: attempt to gather these resources or collaborate with an existing team.

Mortgage balances go down and eventually get paid off. 

Hi Lenny,Probably I would wait until you have a steady income source to make it easier to get a mortgage.

So I shouldn't call mortgage brokerages, I should call mortgage companies?

Where these numbers are found, there is a very high rate of rent actually being paid.We have over a dozen Fortune 500 companies just in Metro Detroit with huge Healthcare, Auto, and mortgage industry National footprints.

But I could easily make this a 3 bed, 2 bath within the existing sq ft. 

Many of them have restrictions that you must owner-occupy the property for a minimum number of years - or you'll have to pay it back with interest.Also, the standard mortgage requires you to owner-occupy a property for a minimum of 12 months before renting it out.

Plus, they look so much nicer than a bunch of panels glued to the wall.For existing bathtubs, do a tile surround.

In the “c” offering solicitation and advertising is allowed, and no preexisting relationship need exist. 

We invest in mortgage notes (performing and non performing).