The clients leave the house every day at 10:00 am and after 9:30 pm are quiet hours.

I have had stuff happen to me when bad guys knew  my title company recorded at a certain time every day and they get in there 30 minutes ahead of you and drop their Mort or Dt ... it becomes a title claim but its still a mess..

If this is your first deal you will want to be on sight everyday and make sure the work is being done right and in the correct order.

Every day I am driving all over CT because sellers actually get pissed at me for not getting back to them.

I have ads on all the websites you mention, and I have an ad every day on Craigslist. 

.  :-)If you want to wholesale, this is a choice that absolutely requires that you talk to bunches of people every day. 

I was eating pb@j sandwiches everyday because in my mind I couldn’t dare do laminate I had to have granite, god for bid a tile was laid slightly crooked, I’d rip it all up.

The facts are, over 14k of homes are sold every day, most of them funded by banks and most all lenders are going to require an appraisal, regardless of the price.

I learn something new every day!

The way that it works is they are daily interest loans, generally have no payment requirements during the life of the loan, however the equity of the property gets ate up every day. the bank is probably not going to ask them to leave the property when equity position is upside down. short sale is usually an option via arms length transaction, or payments can generally be made for loan paydown and eventual refi once get loan to a more favorable LTV. feel free to PM if you have questions!