Your note rate will be higher then the 2.75% for sure, but of course your effective rate is higher then that with the 300 dollar of MIP.

Refi'ing into a 15yr loan is likely to both increase your effective rate and crimp your future buying power by increasing your DTI. 

Im down to put the work in but want to know 2 things...what would be the most efficient and effective way to use my time to get houses under contracts and to close deals. 

We are currently in the final stages of an AI driven software that is going to essentially allow us to manage co-living properties effectively, without any of the staff or operations typically needed by rental properties.

Despite these challenges, the proposal could complement other housing reforms aimed at addressing the nationwide shortage.

Do you have any potential addresses in mind?

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The reason I posted this question is to see if any specific areas could be improved by technology that can help you be better at your business. we don't live in an ideal world, and sometimes the existing tools, may be useful as we are used to using it, but they arent very optimal.The best way to look at it is to see if there are some problem areas that you think if addressed via technology will help you be more efficient and reduce your investment risks. 

Now, they take the offer more seriously.You waiting can also have the opposite effect.

When it comes to construction remotely, the challenege is how to verify and validate effectively of what the deliverable should be.