What strategies have you used to avoid raising rents or contributing to gentrification?

Your contributions are not forgotten and thank you for your service.

The notion that low rates will prevail long term seems based on the view that market forces can be overcome by Fed policy alone, which they can't, at least not naturally. 

Leaning that some guests feel entitled to taking random items such as rolls of paper towels, toilet paper, cleaning supplies upon departure with the notion that the unused items are complimentary since they paid for their stay.

In my situation since I am repaying over $400 every 2 weeks on my TSP loan, I dropped my bi-weekly contribution down to 5% (the minimum if you want 100% of the employer match).

working backwards from 1% the property should be in the 340K range to be in the ballpark.  450k is overpriced.Keep looking, and doing the math on every deal you see to get used to the numbers.also, do the numbers both ways  4 x 850 (to see future investment cash flow when you move out), and 3 x 850 to understand how much out-of-pocket will your contribution to the mortage be (if any).don't forget to factor in property management cost, even if you plan to manage it. 

Aaron Amuchastegui, Manager, Homerock, LLC See the answers to these questions and more in the Speaker E-book here.The following speakers have contributed to our E-book: Aaron Amuchastegui, Manager, Homerock, LLCKevin Baldridge, President, Tricon American HomesBruce Bartlett, Managing Partner, Sequoia Real Estate PartnersMark Bloom, Principal, NetWorth RealtyGreg Coleman, Co-Founder & Managing Partner, Revest Asset Management Steve Daniele, CEO, Shannon Staley And SonsKathy Fettke, Co-CEO, Real Wealth NetworkRandy Hagedorn, Senior Vice President, Tricon American HomesLee Kearney, Owner, Southeast Property Investments NetworkIsaac Kyle, CEO, GOAL Property, LLCSandor Lau, Chief Inspiration Officer, Noted Financial Ryan McGarry, Managing Partner, COO, VineBrook HomesWade McGuinn,CEO, McGuinn Hybrid HomesMarcos Morales, Executive Director, Hogar Hispano, Inc.William Powers, President, RTO Property Michael Saccento, Director, Figure Doug Smith, Portfolio Manager & COO, Castle Rock Capital ManagementKelly Stumphauzer, Owner, Prosper ClevelandThey will be joined by over 170 esteemed industry speakers who will be discussing the key issues and opportunities in the single family rental investment market.

I hope I can get to the point where I can contribute some day!

I’m looking forward to learning much more and hopefully I’ll be able to contribute to the discussions.

As a follow-up to my own post, this is the verbiage I'd developed, which others can comment on:The increase in value of Separate Property, regardless of whether such increase or decrease is due in whole or in part to the direct or indirect contributions of either party and whether such increase is passive or active.