When dealing with unique properties like this, I would make sure that the ADU on this property is properly zoned. 

I have used Obie and Proper; I haven’t had to make a claim with either.

Things such as location, condition, aggressive rent rate, etc affect how much work may be required to properly manage a property and its tenants. 

They are both fruits, but very different.High cash value life insurance is not an investment, but when used properly it can turbo charge your investments. 

The registration site still isn't working properly.

I'm big on Detroit, personally (heavily) invested there, and work with a lot of clients that wish to invest there.Homes in Detroit proper can be had for $80k - $90k today and rent for $1,200 - $1,300/mo.

I am now looking to get the proper STR insurance on the unit.

Structuring your financing properly allows for sustainable growth while mitigating risks.

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

@Jon KimInvesting with friends can work well if structured properly.