I would try and manage it yourself if you have the time and effort. 

Additional costs will creep in and costs seem to go up faster than rents, so I would sell and try to otherwise optimize the VA loan. 

Before we go full in house, we are really trying to dial in the quoting process, specifically with putting material lists together.

Was this a flip or a new primary? 

Quote from @David Cooper: Quote from @Lauren Sanford: Quote from @Jim Rice: Lauren, really just trying to put together a group that would what to meet up if possible and share education, information & build relationships.

I believe in putting in the work—1,000 hours of research, testing, and learning—before offering advice, and I’m excited to tap into the collective wisdom of this community to refine my approach.Here’s where my head is at: I’m considering strategies like short-term rentals (Airbnb) for higher cash flow, long-term rentals for steady income, or even creative options like house hacking or partnerships to stretch the funds further.

I personally would avoid over investing in this unit.

I'm currently going through this with one of my clients.

If you have this debt and need money, you may not be preparing yourself for the challenges of being a landlord.

Because you won’t owe anything, and because I ASSUME you aren’t going to bother trying to go after them legally.