Here is my favorite (among several others, just as hysterical) part of this case:"...Petitioner’s testimony that neither he nor his son used his personal bedroom,living room, or kitchen for personal reasons strains credibility.

If you're a single mom with student loans, a car payment, and living paycheck-to-paycheck, then $20,000 would be devastating and a reserve is critical.

Off-market property is the best option for fix and flip, but since you are planning to live and flip, some on-market properties would also work.

do you plan to live in that property?

I live in the greater Philadelphia area.

The units are very utilitarian, in the first listing there are only 2 art pieces in the living room, they are too small for the wall, and they look like they were ordered off of amazon which isn't necessarily bad but it also doesn't stand out.

For a tenant who has only lived there for a year, the expectations for normal wear and tear are lower.

helping scale is what I do for a living .. 

We live in a microwave world, where everyone expects their investment to soar overnight.

If you aren't going to be living in CR full time as you try to execute the deal I do not think it is physically possible for you to obtain a loan from Scotia Bank and not worth your time to try because the rates are so high.