Make sure it is diverted to something away from the house and with proper drainage (like the street or a french drain downhill.) 

I took out a second personal loan with Navy Federal Credit Union to pay off the personal loan.

I have had to get several french drains installed in basements here in the past few years by different contractors and they have all ranged between 6k and 13k.

Navy veteran (just in case this info helps).

I was a cryptologist in the Navy...

You could always put a sliding barn door or french doors on bedroom 2 where the dining room was, which would open it up for options.

Tried Navy Federal and Investar so far.

For example, many Navy bases in places like Hawaii, San Diego, etc are not necessarily in inexpensive locations.

I’m Active Duty Navy on Oahu and have been investing here since 2016.

Any feedback is appreciatedmy situation right now is my credit score is about 640 im working to bring it up my mom wants to sell her house to me and i want to turn it into a rental next year then the year after i want to buy a duplex and house hack that while i go to school in san antonio texas right now i am in the navy and stationed in washington state and wondering if i should just buy and rent out the house and only focus on that or should i only focus on the duplex i intend to live in or stick the original plan and do both im new and i just want to make sure i dont dig myself into a hole i cant get out off and crash and burn before i even stare.thank you for any comments you leave.