I have come to the realization at least for me.. is they just give you the plans and if they are not kicked back fine they dont have to do anything else if they are they will address it at that time.. thereby costing us time and money.

A couple of treatments worked for me.

For me the answer was, it's more work than I want to handle with little children and I'm not outperforming S&P 500 well enough to be worth the effort.Side point, if you are going for cash flow, you are eventually move to paid off properties so you are managing 20-30 not the 130 other people are quoting you. 

But, for me, something didn’t sit right.  

Sad that it only lasted a few months before default for me but those are the risks.

Asking in the correct forum will get a better response.Need a spreadsheet or form?

Bank would not do HELOC for me because I already have their maximum number of mortgages.

These referral services have you add property info, photos, etc. but then send your info to the listing agent who does the work (and gets paid by the referral service).Here's the catch: The actual listing agent is going to need to send you the real listing input form for your local MLS.

Most investor deals are traded off-market, and the brokers/investors/agents that gatekeep them typically will trade with only their circle as it's a form of doing repeat business with the folks they already know and trust. 

If the credit items reported are up to date with no late payments that is generally good enough for me.