Doors require cleaning and maintenance while curtains can be tossed and replaced on the cheap.

The positive is the cheap housing prices.

I don't see a reason to go borrow at 8% and miss out on all these cheap equities and Bitcoin.

And don't buy the cheap stuff.

I have a 2bd 2 ba vacation rental worth of furniture supplies, living room, kitchen, laundry room everything you would need turn key for a airbnb or VRBO where is a good site to sell it all in one and not dirt cheap? 

I had a pretty hefty jump last year (about 33%) and my premiums were still cheap compared to a lot of other people I knew down here. 

a) you can still add to the principal so you can "carve out" your principle payment , with and without pre-penaltyb) both product is still working towards your DTI Now the challenge is the following in case you dont want to add into principal: if your home doesnt have appreciation ---> then IO only product is goodif your forecast appreciation is less than 3% and interest rate is expensive and you plan to sell within 5 years --> then IO only product is good but if your forecast appreciation is greater than 6% and interest rate is cheap and you plan to keep the house more than 3-4 years ---> then better choose 10YARM/30YFRM Meant to say this loan product is useful when one is able to visualize the amortization payment and carve it out.For example, in 2013 I purchase SF for 500K.

Some were Los Angeles transplants looking for cheap(er) rent and some were just blue collar Craigslist randoms. 

If it's on the MLS, investors have direct access to it via the listing agent or their own agent, so why would be able to buy it cheap and the resell it into the same market that it's already sitting for sale on?

One thing I've seen is DO NOT GO CHEAP on insurance.