I think this is pretty common now after the banks lost their tails lending to LLCs that went belly up during 2008. 

I've heard a saying in my real estate learning, "Pigs get fat, hogs get slaughtered".

Sure, they're cash flowing for a few years and feeling like geniuses (I did the same), but then those big expenses creep in and after 7-10 years, and the next thing they know they're staring a nice big fat rehab bill that eats up all that cash flow from the previous years. 

If it were my listing, I would be taking the advice from above and making other changes to the home and listing in addition to a fat price drop ($10k is not fat enough to get buyers excited again). 

Purchase price: $178,000 Cash invested: $170,000 Sale price: $322,500 Fix and flip, the investor got fat on this one because it was a year project and we paid him 10% APR.

Looking back with 20-20 vision makes it easy to see what you should have done, but keep in mind that one of the potential outcomes of diving into real estate deeper 15 years ago is that everything goes belly up and you lose the investment house that you currently own.

I was just trying to save time.Assuming you are belly to belly with a tired landlord seller off market?

The lender will want your statement history and if they see that you went from sub $7k for some time and then got one fat abnormal deposit, they will ask about it and where it came from and deny the loan.

BellI love this area as far as single family rentals and I would consider Multi Family if they became available.

The scope resulted in our discovery of improper pluming, cast iron belly and a broken mainline.