Why the disparity?

As collateral, I can use 80% of FMV of any stocks or CD's, 90% of cash value life insurance, 90% of assessed value of my properties minus loan balances OR 80% of appraised value of my properties minus loan balances.I thought it was interesting that they will allow discounted collateral off of either the appraised value or assessed value, because there can be a huge disparity between the two (and assessed values are almost never accurate in my area).This particular lender will also occasionally do commercial loans on residential properties, but they will only do a couple of those normally (which is why I'm going for a BLOC).I am working on pulling my stuff together for them, so we'll see how this shakes out and how much I can get approved for...

I just think you have to go into them with eyes wide open.I wish I could be as optimistic as you about the housing market.

The impact of this disparity was partly offset bylarge exchange-rate changes resulting from strong appreciation of most majorforeign currencies against the U.S. dollar, which raised the dollar value ofU.S.

It is a widely held belief that WWII pulled the US out of the depression, but most economists and economically savvy historians would say that the depression actually lasted until 1948.

The hole beside the walk is about 2 feet deep by 2 feet long by about 18-24" wide.

The great thing about the use of options is they can be modified to achieve a wide range of goals depending on your business model.

Upon its wise utilization and widely allocated ownership depend the survival and growth of free institutions and of our civilization.....Such interests impose obligations beyond those of ordinary commerce.

Chinese make $3000something/year on average but wide difference between wages.

If you could sell this to some wide-eyed newbie that's been watching a lot of late night tv for $85K, you'd have a nice profit and they would break even on the cash flow (at least they wouldn't lose their butt).