Couple takes on this: Generically speaking, yes it often does make sense to increase your loan amount for monthly savings. 

Last I checked prices are creeping but not making big jumps causing negative ripple affects.

You have an advantage due to your experience, however low price point markets while often have better gross margins, the net margins can be lower or even negative.

Negative.

Although the sensible solution to that circumstance would be to sell their house, the reality is that the emotional response to these circumstances is to try to keep their house not sell it.I am not trying to be a negative nancy here.

I've got two new roofs going as we speak.

I believe they likely will talk, they share a back deck and am concerned the different rates may negatively impact the relationship if that scenario played out.

I don't have anything negative to say about them.

However, I did speak with the realtor, and she sent me information on key items like the water heater, which was last replaced in 2014.

Hey Arron, I'm sorry for your negative experience!