They require a higher credit score and private mortgage insurance if the down payment is less than 20%. 5% down payment loans cannot be used for a 5-unit property.

The background check didn't show anything concerning but the credit check showed a credit score of 523.

This insight was crucial in helping me make informed decisions quickly.Tanja was also incredibly adept at assessing the value of each property, ensuring that every investment I considered was a sound one.

I make $90K with a credit score of 802, and have no debt, but I thought that my debt-to-income ratio had to stay below 0.5, not? 

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

What Is your FICO score?

Monthly joint income is 7X the rent and one credit score is 630 another person is: 712.

If your credit score is above 700 and you can show a reasonable W2 or 1099 income they are not hard to get approved.

Got $100k business line of credit with 710 credit score to buy some more properties.Do you think it is better idea to buy a rental house (worth $70k) with the credit card paying all?

BP is an incredible resource - your question has probably already been asked.