This may not be ideal, but it is one way.The other way would be to work with a lender who has access to Non-QM products, and whose overlays do not restrict the number of financed properties allowed.

However, it does limit when it must be returned (within “a reasonable time” after a tenant moves, usually 21-45 days) and sets other restrictions on deposits.

. - I think the problematic part of the argument that government should not allow anyone to build in those areas is that it is too broad of a blanket policy and if the same principle is applied equally to other areas of the state and country, there will be many places that you will want to apply those restrictions to.  

When you are buying as an investor, only FNMA has a deed restriction on the buy side that prevents you selling for more than 120% of the purchase price for 90 daysWhen you go to sell,  if your buyer is looking to obtain an FHA loan, the contract may not be executed for 90 days from the date the deed is recorded. 

Some are not due to HOA reserves and restrictions.  

However, from the builder's experience, he notes that there are still a lot of restrictions on building through modular construction, specifically in cities and large urban areas.

So here it goes...Does anyone (especially the landlords in the colder states such as Colorado) have a clause in their lease that restricts tenants from using ice melts.

@Ingrid J.When I was in Spain, quite some time ago, I was told that you need 50% down to buy a house and that the percentage of renters is much higher there than in the US for that reason.I've been to some other countries, where foreigner are either restricted from owning real estate, or outright prohibited.

If this is the case, what's your plan when the income/rent restrictions stop?  

I just closed on my home....I wish I new this 25k loan was an option....What exactly do you need to qualify/are there any restrictions in what you can and cannot use the loan on?