If you think you might get kicked out then housing security might be worth upping the payment. 

I currently own a duplex in Philadelphia that is worth $285k conservatively.

We cut the line and vacuum 8 months worth of poop, and prove the line was capped.- City instructs the New Contractor the tear up the road and reattach and tap my line back into sewer main.

And with more equity, you can 1031 into a larger property and grow your net worth.

Worth is $400k.

We still had the meeting and filled all the paperwork out though so it's worth a shot

Quote from @Levi Perl: Hi,Curious if anyone has what to say in terms of how to calculate which one is more worth it: to cash out refi on a Long term rental now at 70% LTV, and walk away with X amount of positive cash AFTER paying all debt, (X is a positive number and significant amount for me), which will allow me to potential get another long term rental and grow portfolio faster, or wait 4 months and cash out 80% LTV, giving me DOUBLE than X. 

6 people aren't enough people to be worth saving?

Try it once and see how long it takes then make the decision on how much your time is worth after.   

If it won't cash flow at 25% down or less, it's probably not worth your time.