But then I thought to myself, what if the numbers did make sense?

That coupled with organic leads from the same platform makes sense to me. 

@Joshua TellesDepends on the interest rate you can get and the equity you have.If your rates on your existing properties are lower than today’s rates then it does not make sense to refinance for higher rate debt.

I don’t feel a house hack is needed because you have the capital to start out anyway that makes sense to you.

> With a double deposit, you have $2,000 on reserve and they are more likely to want that money backThanks @Nathan Gesner, that makes more sense to me.

I have run spreads to no end and if/when interest rates fall there is a point where OPM would make sense for this approach. 

Definitely makes sense to max out the VA before I lean towards an FHA Loan.

Hey @James Rowe, here's a checklist I use:https://docs.google.com/spreadsheets/d/13yRo15uhzVS6Luk0YIBQZG16Tcm1b2V4NfCDetcP7ek/edit#gid=0You can get a sense of cost by adding up whatever you need or want to offer.

NYC is not even a consideration in any sense.

This made sense when I could lower my interest rate and still cashflow on the investment property I refinanced.