California Housing and Urban Development - then search for Cali... it will guide you through the procedure.

I am one example - We give the bank document, that shows our firm have 35 000 euro profit for the last year and this was not enough We mortgage one of our flats and after all this 1 month and a half procedure we get 8.5 % rate for year.

A PM won't give you bad references, so use your opportunity on the phone with these references to ask questions about procedure and process.

No one ever takes the time to consider that maybe you had some medical bills, tried to keep things going but lost your job and just couldn't pull out of the spiral.

I believe it will be packed with the local McCain voters seeking mouse entertainment as a form of self medication to deal with the reality that we're going to be socialists for the next 8 years.

Next year I will take some more classes and apply to medical school while working close to full time.

Instead of having to take the time and hassle to go learn local real estate issues (like laws, forms, procedure, market) using me eliminates 99% of the hassle.

When can the foreclosure procedure begin?

Leah is Dead on Correct;New Money, THINK OUTSIDE the BOX(I know this is WAY overused as a term, however)95% of the folks in this business make $$ 1 way....I chose the other;Cultivate a portfolio of PRIVATE Lenders....offer bizarre loan arrangements that are so far from "normal" banking procedures that the borrowers(& Lenders) are ringing Your phone off the hook...catering 2 flippers/folks that can/need ONLY private $$ w/a proven track record is what it's all about 4me;When was the last time U heard of a flipper/rehabber getting $55k BACK at the closing table along with ALL THE REHABBING Costs on TOP of THAT!

The risks he points to are:1) Borrowing Too Heavily2) Selling your property too quickly3) Using ARMs to get a cheap loan - using adjustable mortgages in a rising interest rate environment is a dangerous formula4) Not having a plan for financial emergencies such as medical emergencies5) Skipping a property inspection because you just have to get the deal.