NOTE:  there may be some tax on interest or principal on the payments--seek professional advice.Also, stress there will be no inspections or other contingencies--sell the 'peace of mind' side of the equation.You have known each other for 12 years and you established you are a great payer. 

Overall, though the cash flow in my market may be lower, the strong appreciation has made for a higher total ROI and I've continued to buy here. 

thank  you Laura -I do feel good about the compensation as they have been our only boots on the ground as we just can’t use “ friends” anymore ..I also found out that the $500 monthly fee is lifted once the place is rented and she goes to a much lower rate / hourly when things arise .I just thought it was a unique price structure and have never heard of things executed as such before .Thanks again for your reply-Christian

A smart lock or lockbox can make their arrival seamless and stress-free.Act on Feedback: Show guests you value their input by making improvements based on reviews.

. - OP offers to send handyman to diagnose the lower unit’s issue,  no one suggested this.- OP has not indicated they will involve HOA even though multiple replies suggest doing so.OP asks for advice, but seems to ignore it.  

If I can get someone to take over for me they are going to have a much easier time bc of it, but even the lady who has been part time helping me acts so stressed beyond belief w/everything I teach her that it is insane to me. 

Rates are typically lower and you can have higher LTV for primary houses, however investment properties is still doable for both 1st lien or 2nd liens as well.

If you purchase a newer property that has been recently and properly renovated, you may consider using a lower percentage.The biggest impact on your cash flow will come from the property’s location.

If your primary has a net $1M appreciation you’ll only pay $100k cap gains tax - that’s a lower alternative than what you propose.

Long-term rentals offer diversification, learning experience, and lower returns but may generate lower returns.