Hey @Brandon LaRose, do you have the ability to use a Margin Loan against a taxable portfolio, or a policy loan against a permanent life policy?

It's not an insurance company/carrier. 

To succeed, focus on properties in high-demand neighborhoods like Pecan Grove or Aliana, and ensure your cash flow analysis accounts for high property taxes, potential HOA restrictions, and flood insurance costs.

I financed this deal on a 30yr conventional loan and I put 11,000 down with a 6.625% interest rate.

Proper underwriting - this includes an appraisal, loan app and full underwriting to comply with CFPB regulations.2.

DSCR loans are not that low and regular hard money loans will be in the double digits.

This allowed us to maximize revenue and occupancy more effectively.Safely Insurance: We also decided to use Safely Insurance, which provides comprehensive coverage for guest damages, liability, and protection beyond what Airbnb or Vrbo offer.

Pretty common, you can definitely use commission as down payment conventional loans and not have it count toward IPC as long as you're on the loan. 

- Why didn't the contractor's insurance cover this?

I think the best model, and one I'm currently working on, would be more akin to how insurance works.