I know this is also a National issue, especially in land constricted markets.

The only two ways to rectify this are (1) purchase the property far below market price or (2) significantly increase the property net income usually through some method of “repositioning”. 

I was studying the market and my rent will be just enough to cover the mortgage and HOA fee now I might to pay out of pocket for insurance but don't want to sell it yet because the area is growing and might have good appreciation in the years that follow.

Those are always good because your unit can get on the market again faster and the tenant usually leaves in an orderly fashion.NJ is an attorney state.

I’m planning to move what I have in stock market ($2.5-3Mil) to buy a good realestate.

Networking and market research will be key to finding the right deals and scaling your portfolio.

Rental market is pretty strong, there are a lot of good economic drivers.

This setup ensures every project stays on schedule and within budget, which is huge in a market where timing is everything.3.

If you own them free and clear you will likely only pay for title and transfer tax on the market value of the property if you want them to be under LLC. 

You want to focus on markets that work with your plan and also where you have a personal connection with someone, even if you build that on the internet.