This bill is misleading as it states it's to help the individual  losing the house by giving them the equity. 

A greater share of homeless individuals are now off the streets, however, after the city expanded shelter availability.

It’s all about individual tax planning.

Buy to let, and of course BRRRR would be ideal if possible. 

Multiple reasons why - high turnover, language barrier, individuals not representative of your brand, etc. 

Discussion forums to my understanding should create a sense of belonging among individuals with shared interests, providing a space for collaboration, support, and professional or personal connections.

That's not ideal but if you can make the numbers work, then go for it.

What would your monthly payments be verses the combination of the separate accounts all with individual rates you're currently paying on? 

Ideally, I would like the old contractor to finish/fix his work that they did but Im not sure if it's worth the hassle given our time constraints.

I deal with a lot of problem tenant solutions in my state.