The appraiser will not give you much now, but when it comes time to sell, it will make a big difference. 

However, there are times when actual costs are not available and a methodology must be selected in order to determine the estimate.

I would go a step further and ask about their funding times, process, and track record.

I recently completed one on a multifamily property and found it to be a cost-effective approach.That said, there are a couple of additional factors to consider beyond the code differences between a garage conversion and new construction:Coastal Overlay Zones – If your property is in a coastal overlay, building a ground-up ADU may require Coastal Commission review, which can add time and complexity to the process.

If you are able to add an additional full bath, it sets you apart in the market big time! 

and trailer stolen, workshop robbed 3 times, business bank account hacked and Not Insured (w a bank name like C#@$e), hip replacement, Botched oral surgery for sinus cyst 3 times, So Far, that caused an infection that kept me from working most of 2024 and just now recovering.SO Fire Sale February for me But I’m too broke to finish a punchlist to keep rental certificate open on top of living expenses and cover unexpected bills.Seeking micro bridge loan in the $5-10k range to be repaid at sale of house.I have another small single family paid off and rents for $950 as well.Any advice or suggestions for resources Greatly Appreciated 

Can your first payment be in 90 days, so you have time to rent the property?

Just as bad as the posts you see from time to time of the grandchild wanting to work out creative financing to buy their grandparents house below fair market value.  

You have to pay depreciation recapture and gains on the pro-rated time it was a rental.

At this point in time I'm not sure I would allow it especially a Dogo.