If you’re going conventional on a second home, you might want to consider putting even more down and make sure that your debt to income ratio is <41%, and credit at or above 780, ideally, as the GSE’s just made changes to the Loan Level Pricing Adjustment (LLPA) just got even more expensive effective 05.01.2023 but most lenders will either incorporate this into their pricing or will then. 

Thoroughly research the industry, field, business you’re interested in to see if there’s a “niche”, unique approach, unserved customer base, or anything similar that can be exploited to earn income 3 standard deviations above the mean.

We believe customizable funds allow fund mangers to build a more holistic relationship with an individual investor and build custom portfolios within a single fund that can match an individual's cash flow and risk tolerance.

Ask the hard questions about how their process works and what benefits you get as a customer. 

Handyman Jr *just* because I felt sorry for him not getting any work with his dad these days cause his dad continues to masquerade as a (licensed) contractor and quoting 'contractor' prices as if he's insured and everything, when he's not.If I do not incorporate but just wait for my contractor license to go thru (the business name they require applicants to chose on the CSLB application is in my case, simply my first and last name, as that's how I did biz in NY as a GC) do I still have to pay FTB $800/yr, and even if I dont do business my first year?

https://www.mycorporation.com/learningcenter/incorporate-in-...

I have been talking to customer service for 2 weeks now because the software will not link to my bank account. 

We look around and theirs seems to be a complete system with free software access that users can customize and send bills to tenants using emails and/or text messages.

Their customer service is personal and always available, they have never left me hanging. 

I love how international travelers bring their unique customs and cultures to me. :)House hacking is HERE TO STAY.