The high HOA fees plus taxes plus wear and tear and the intense Airbnb competition (tons of units) in Miami make it difficult.

The workplace can be competitive and challenging.

Most rate changes happen in intervals of  and ideally, you'll want a + for competitive rates.

Over the past few years, competition for good deals has been the toughest since we started lending, and we've turned down more deals than ever before.If the initial numbers meet our criteria, we always visit the property.

Yes, you need amenities to stay ahead of competition and the more you stack the better!

Why would I create competition for myself when I can help somebody else find a market that works the same, and I was keeping it simple if people want to learn, they can ask me what they wanna know and I can simply give them a straight answer.

He has a great podcast (and newsletter) where all the BiggerPockets heavy hitters have been guests.

@Dmitriy Fomichenko @Daniel Dietz @John Underwood @Eamonn McElroy perhaps my use of the word "stupid" was heavy handed. 

You'll also get access to off market deals that typically have less competition. 

My understanding is that they find credit unions to lend and they seem to get very competitive interest rates.