This allows me to strategize differently going forward and also understand the market. 

It's a little better right now, and if you are ready to buy, then get with a solid agent who can help formulate a plan to find success in this market. 

Income, tax returns, etc. are all measured and formulated in those loans.  

Be strategic about things here and bide your time.

Your best bet would be to consult with an attorney to formulate a plan and stay proactive.

Worst case scenario is not being able to refi unless I come up with $50k.Austen Mueller, I tried using the duplexes and square footage to formulate the value of my 4 plex but was told that they do not translate and they would only compare another 4 plex.It seems like I may have to walk away from this deal. 

So after considering, I think my strategic break/reward of professional private training will yield like 15 years of joy with a balanced and well-behaved pack!

They always say, you make money on the purchase....meaning buying a house that tightly aligns with your goals, both strategically and financially. 

I feel like I may be missing some details, or pitfalls of going the refi/heloc route though, so would love to hear some of your ideas and wisdom as to how to strategically move forward!

With that case in mind, aside from formulating a strong buyer's list and bandit signs, what are other ways to share the property?