Look into DSCR (Debt Service Coverage Ratio) loans that might have more flexible income requirements?

I suggested a HELOC mainly because it wouldn't be necessary to pay off OP's low-interest first mortgage, and because the strategy I recommended involves investing in multiple properties over time, for which the flexibility of a HELOC is ideal.I'm not sure what your experience is investing in LA, but there' s no cashflow to be had here (I'm here at the moment).

Ensuring clear communication with contractors and keeping a flexible approach proved crucial.

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

Hey Matt, I own 2 duplexes here in Columbus, Ohio and I would say that buying duplexes in an appreciating area would probably be your best bet.

I bet a good amount of money that he never calls either.

Sticking with one state, once you fully understand it and learn all of the laws is your best bet.

But I'm willing to bet that what current C4D holder is trying for, so his $ is a joke too. 

That is one of the things that makes us a little different and flexible for investors.Thanks for your comments @Jay Compton - over the past 2 or so years, we have made many positive changes to our processes, technology, and team (at both the executive level as well as the client sales, service and support teams).

We knew the bet.